Every homeowner knows that repairs and maintenance are part of the deal. It’s an inescapable reality – and they almost always come when you least expect them.
Our hot water heater has been on its last leg for a couple of weeks. Sometimes it works, and sometimes it doesn’t. There’s no rhyme or reason – but, then again, it is 12 years old.
And of course, it decided to stop working altogether just days before a major holiday. With laundry piling up, and after reading the manual to be sure we hadn’t missed any troubleshooting options, we bit the bullet and called in a professional.
I knew it would need to be replaced, but I wasn’t at all prepared for the enormous estimate that stared back at me from the duplicate form the technician handed me.
Um, okay. Do I really have a choice?
When it comes to our basic needs, being prepared for the unexpected is a solid preventive health strategy.
Imagine for a moment that you need a new hot water heater, but you aren’t prepared for the costly repair. The stress sets in. You can’t sleep. You’re worried about how you’ll pay for it and what you’ll have to give up to pay for the repair.
And now imagine that you’re faced with an expensive repair, but you already have the money socked away “just in case” something like this happens. You experience very little, if any, stress at all. Instead, you make a simple transaction and begin rebuilding your emergency fund.
While it does take some time to get to the latter scenario, it is beyond worth it.
Sometimes we have to call in the professionals, and being prepared financially makes it a lot easier.